Yvonne, from what I've seen out there, Numis coins are competitively priced. Active distributors that know what they are talking about will NEVER tell you to buy and sell on ebay since ebay is typically loaded with "blowout" type sales, where people are trying to just offload what they have for a quick buck. I am not a distributor, so I am speaking as a non biased voice. I've spent some time investigating the company, and it seems very legitimate. It's hard to beat their 5 year money back guarantee on all their coins. In my opinion, a company would never make this type of promise unless it absolutely KNEW with a high degree of certainty that the product in question was going to be worth more than its original sale value 5 years later. Hope this helps. You can find me on facebook if you have other questions, I'm not a member of any organization and have done quite a bit of research.